Professional Indemnity Insurance

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Registered Music Therapists (RMTs) working in Australia should ensure that they are covered by professional indemnity insurance.

Professional Indemnity Insurance (PI) protects you against liability, or allegations of liability, for financial injury or damages that have resulted from a negligent act, error, omission or malpractice, that has arisen out of your professional capacity as an RMT. PI protects RMTs by ensuring that their legal defence is coordinated and paid for if a claim is made against you. Your PI also covers the cost of patient compensation or damages.

Although The Australian Music Therapy Association Inc. does not provide insurance as part of association registration, we have partnered with BMS to provide insurance as an additional member benefit for RMTs only. Please log into our members only page for more information and access to the BMS insurance portal.

It is essential to always read the Policy Wording before purchasing cover. There is no one product that is appropriate for everyone and individual levels of risk need to be considered to ensure an appropriate product is chosen. The Policy Wording can be found on the insurance platform, but if you have questions please call BMS on 1800 931 070.

Member Benefit exclusive to RMTs - Professional Indemnity and Public and Products Liability Insurance

We are pleased to announce that BMS Risk Solutions Pty Ltd (BMS) is offering an insurance program exclusive to AMTA’s Registered Music Therapists (RMTs).  BMS has brought a member centric perspective to the design and delivery of its insurance program, which will result in immediate and long-term benefits to AMTA’s RMTs.

AMTA’s RMTs now have access to an insurance program designed specifically for RMTs. Members will benefit from increased value and improved services, including exclusive access to additional business-related products that can be purchased through BMS.

Who is BMS?

BMS is a Lloyd’s broker and has several global teams, including in Melbourne and Ottawa, dedicated to providing coverage, and value-added services to associations and its members.

The Australian and Canadian operations provide coverage to more than 400,000 healthcare and regulated professionals through 70+ associations across Australia and Canada.

This experience gives BMS a unique insight and ability to create and deliver significantly enhanced and continuously evolving member centric insurance programs. This includes ensuring broad, market-leading coverage, evidence-based risk management and exceptional member service.

To find out more visit

How do I purchase the Policy?

As an RMT of AMTA you can purchase the policy via the members only portal.

Information for RMTs

Approval: AMTA Inc. Board, August 2021. Last Reviewed: August 2021